Most insurance guides start with the system and work toward your situation. This one works the other way. These are the questions foreigners in Korea actually ask — the ones that come up in expat forums, Facebook groups, and conversations with people who’ve been here long enough to have had something go wrong. The answers … Read more
Motorcycles and scooters are a common way to get around in Korea, particularly in urban areas where parking is expensive and traffic can be difficult. For foreigners considering this option, the insurance requirements are worth understanding clearly before getting on the road. Korean law requires insurance for motorcycles and scooters just as it does for … Read more
If you’ve recently moved to Korea or have been here for a while without properly sorting out your insurance situation, this guide is designed to give you a clear picture of what you actually need — and what’s optional. Korea has several insurance systems running in parallel, and understanding how they fit together is more … Read more
Travel insurance is one of those things people either forget entirely or buy without really understanding what they’re getting. If you’re visiting Korea or have just arrived as a new expat, knowing what coverage you actually need — and what you’re already covered for — saves both money and stress. Visitors vs Long-Term Residents: Different … Read more
Life insurance is one of those topics most foreigners in Korea don’t think about until someone brings it up — usually an insurance salesperson, a coworker, or a life event that makes the question suddenly feel relevant. The honest answer to whether you need it depends heavily on your personal situation. This guide skips the … Read more
Filing an insurance claim in Korea as a foreigner can feel daunting, especially when you’re dealing with forms and phone calls in Korean right after something stressful has happened. The process itself isn’t as complicated as it might seem, but knowing what to do ahead of time makes a real difference. This guide covers how … Read more
The 72-Hour Rule Nobody Warned Me About Most people make the same mistake. I did too. Back in 2016, I got rear-ended near Gangnam Station. Minor fender bender, but my neck hurt like hell two days later. I waited five days before calling my insurance company because I thought “it’s not that serious.” Big mistake. … Read more
One of the most common questions foreigners in Korea ask about insurance is whether the national health coverage they’re already paying for is actually enough — or whether they need to add private insurance on top of it. The short answer is: it depends on your situation. But there are some pretty clear patterns in … Read more
Car insurance korea — not complicated. But there is one part most people get wrong. They think they need full coverage when the law only requires liability. Then they overpay by ₩800,000 a year for features they never use. I watched someone pay ₩1,340,000 for comprehensive car insurance Korea in 2024 when their 2017 Sonata … Read more
Car Insurance Korea Changed in 2026. Here Is What Is Different. Car insurance Korea changed in 2026. Here is what is different. The minimum liability coverage jumped from ₩100 million to ₩150 million per person. That’s a 50% increase, and your premium went up with it. If you bought your policy before April 2026, you’re … Read more